Our Firm
We are really about you.....
For us to set you on the right financial path, we need to understand your unique situation. We walk you through a Financial Needs Analysis.
The Rule of 72.
The Rule of 72 gives us a quick way to estimate how long it will take for your money to double in your invested funds. A simple calulation will show us how long. It works by taking the rate into 72. For example, if you are getting a 3% rate of return, it should take 24 years to double. However, if your money would get a 7% rate, it should double in 10 years.
The Magic of Compounding Interest
As your investimates begin to generate interest, and that interest itself starts earning returns, your money will grow significantly over time. For Instance, If you invest $1,000 at a 4% rate, with simple interest, you will earn $40 just for leaving it alone. Now the next year, you will get interest not on the $1,000 but on the $1,040. This is how your money builds over time.
Make sure your coverage truly safeguards your loved ones.
Term life insurance is one of the easiest to understand and most affordable insurances to own compaired to whole life insurance. For example, a 30-year-old male, may pay around $4,675 ($389.58 per month) per year for a whole life policy. With term insurance, he could be paying $242 (or $20.17 per month) for the same coverage2.
The cost difference will allow you to invest the saved money and/or apply it towards a debt, which will bring your financial wellness plan full circle.
2 "The difference Between Term and Whole life Insurance" NerdWallet,March 29,2017
Client Centered
Whether you are looking to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.
Our team of professionals have years of experience in financial services. We look forward to working with you.